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Banking Awarness - Part 4
1
of
25
💡
Hints:
3
Q1. Name the person, who is Managing Director & Chief Executive Officer of National Housing Bank?
A. Arundhati Bhattacharya
B. SS Mundra
C. Yaduvendra Mathur
D. Sriram Kalyanaraman
Q2. A Public Provident Fund (PPF) account holder can deposit a maximum of
A. 1.5 Lakhs
B. 2.5 Lakhs
C. 1.0 Lakh
D. 3.5 Lakhs
Q3. Bad loans in banking terminology are generally known as ___
A. Prime Loans
B. Prime Asset
C. BPOs
D. NPAs
Q4. Indian Overseas Bank is a major public sector bank based in -
A. Bengaluru
B. New Delhi
C. Chennai
D. Kolkata
Q5. In how many languages is the amount is written on the bank note?
A. 15
B. 17
C. 19
D. 22
Q6. Banks in their daily business, face various kinds of risks. Which of the following is one such major risk?
A. Customer risk
B. Reputation
C. Goodwill risk
D. Operational risk
Q7. Which of the following term is used in banking and finance?
A. Cathode
B. Diabetic
C. Equity
D. Obese
Q8. When was New Bank of India merged with Punjab National Bank?
A. 4 sept 1993
B. 4 sept 1983
C. 07-01-35
D. 10-02-95
Q9. How many banks were nationalised in 1980?
A. 5
B. 6
C. 7
D. 8
Q10. Which among the following countries will become the 19th member of the eurozone as it is set to adopt the euro on 1 January 2015?
A. Portugal
B. Greece
C. Lithuania
D. Latvia
Q11. Which of the following agencies was set up to promote new technological inputs in rural sector?
A. CAPART
B. HUDCO
C. SIDBI
D. IDBI
Q12. The Banks with a net NPA ratio above 12 percent fall into the category
A. 1
B. 2
C. 5
D. 3
Q13. Who is the chairman of the board of AU Small Finance Bank?
A. Ganeshan Neelakanta Iyer
B. Sher Bahadur Deuba
C. K GKarmakar
D. Mannil Venugopalan
Q14. Currency Swap is an instrument to manage
A. currency risk
B. interest rate risk
C. currency and interest rate risk
D. cash flows in different currencies
Q15. 0-second paperless instant loan Scheme for its existing customers and Project Tatkal home loans application process within 10 days are launch by which of these banks respectively
A. ICICI and HDFC
B. SBI and ICICI
C. BOI and SBI
D. HDFC and SBI
Q16. Which one of the following banks can be included in the Scheduled Commercial Banking System of India?
A. Regional Rural Banks
B. Private Sector Banks
C. Foreign Banks in India
D. All of the above
Q17. The market which expects the prices of shares go up in the market is called
A. Depressed market
B. Bull market
C. Duck market
D. Bear market
Q18. Which of the Followings are not the Negotiable Instruments as defined by the Statute (law)?
A. Banker’s Note
B. Promissory Note
C. Bill of Exchange
D. Cheques Answer
Q19. Which is the smallest Local Area Bank in India?
A. Subhadra Local Area Bank Ltd
B. Coastal Local Area Bank Ltd
C. Capital Local Area Bank Ltd
D. Krishna Bhima Samruddhi Local Area Bank Ltd
Q20. The promoters of Small Finance Banks should have ___ experience in banking and finance?
A. 08 years
B. 11 years
C. 07 years
D. 10 years
Q21. The dimension of the new Rs 10 banknote will be -
A. 56 mm x 136 mm
B. 63 mm x 123 mm
C. 71 mm x 142 mm
D. 67 mm x 166 mm
Q22. Economic Planning comes under which of the following lists?
A. Union List
B. Concurrent list
C. State List
D. A and C
Q23. A bank normally does not have to deal with an issue related to
A. payments and settlement systems
B. contractual rights of creditors
C. intellectual property rights
D. cases of insolvency
Q24. The activity of purchasing shares of various companies is called
A. Online Trading
B. Share Trading
C. Real estate investment
D. Corporate Trading
Q25. What are the funds that are set aside by the banks as fraction to the loans known as?
A. NPA Coverage Ratio
B. Loan Default Ratio
C. Provisioning Coverage Ratio
D. Credit Exposure Ratio
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