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Banking Awarness - Part 4
1
of
25
💡
Hints:
3
Q1. The dimension of the new Rs 10 banknote will be -
A. 56 mm x 136 mm
B. 63 mm x 123 mm
C. 71 mm x 142 mm
D. 67 mm x 166 mm
Q2. Which of the Followings are not the Negotiable Instruments as defined by the Statute (law)?
A. Banker’s Note
B. Promissory Note
C. Bill of Exchange
D. Cheques Answer
Q3. A Public Provident Fund (PPF) account holder can deposit a maximum of
A. 1.5 Lakhs
B. 2.5 Lakhs
C. 1.0 Lakh
D. 3.5 Lakhs
Q4. The promoters of Small Finance Banks should have ___ experience in banking and finance?
A. 08 years
B. 11 years
C. 07 years
D. 10 years
Q5. The market which expects the prices of shares go up in the market is called
A. Depressed market
B. Bull market
C. Duck market
D. Bear market
Q6. Which is the smallest Local Area Bank in India?
A. Subhadra Local Area Bank Ltd
B. Coastal Local Area Bank Ltd
C. Capital Local Area Bank Ltd
D. Krishna Bhima Samruddhi Local Area Bank Ltd
Q7. Currency Swap is an instrument to manage
A. currency risk
B. interest rate risk
C. currency and interest rate risk
D. cash flows in different currencies
Q8. When was New Bank of India merged with Punjab National Bank?
A. 4 sept 1993
B. 4 sept 1983
C. 07-01-35
D. 10-02-95
Q9. What are the funds that are set aside by the banks as fraction to the loans known as?
A. NPA Coverage Ratio
B. Loan Default Ratio
C. Provisioning Coverage Ratio
D. Credit Exposure Ratio
Q10. A bank normally does not have to deal with an issue related to
A. payments and settlement systems
B. contractual rights of creditors
C. intellectual property rights
D. cases of insolvency
Q11. Which of the following term is used in banking and finance?
A. Cathode
B. Diabetic
C. Equity
D. Obese
Q12. 0-second paperless instant loan Scheme for its existing customers and Project Tatkal home loans application process within 10 days are launch by which of these banks respectively
A. ICICI and HDFC
B. SBI and ICICI
C. BOI and SBI
D. HDFC and SBI
Q13. Name the person, who is Managing Director & Chief Executive Officer of National Housing Bank?
A. Arundhati Bhattacharya
B. SS Mundra
C. Yaduvendra Mathur
D. Sriram Kalyanaraman
Q14. In how many languages is the amount is written on the bank note?
A. 15
B. 17
C. 19
D. 22
Q15. How many banks were nationalised in 1980?
A. 5
B. 6
C. 7
D. 8
Q16. Who is the chairman of the board of AU Small Finance Bank?
A. Ganeshan Neelakanta Iyer
B. Sher Bahadur Deuba
C. K GKarmakar
D. Mannil Venugopalan
Q17. Indian Overseas Bank is a major public sector bank based in -
A. Bengaluru
B. New Delhi
C. Chennai
D. Kolkata
Q18. Banks in their daily business, face various kinds of risks. Which of the following is one such major risk?
A. Customer risk
B. Reputation
C. Goodwill risk
D. Operational risk
Q19. Bad loans in banking terminology are generally known as ___
A. Prime Loans
B. Prime Asset
C. BPOs
D. NPAs
Q20. The activity of purchasing shares of various companies is called
A. Online Trading
B. Share Trading
C. Real estate investment
D. Corporate Trading
Q21. Which among the following countries will become the 19th member of the eurozone as it is set to adopt the euro on 1 January 2015?
A. Portugal
B. Greece
C. Lithuania
D. Latvia
Q22. Which one of the following banks can be included in the Scheduled Commercial Banking System of India?
A. Regional Rural Banks
B. Private Sector Banks
C. Foreign Banks in India
D. All of the above
Q23. Economic Planning comes under which of the following lists?
A. Union List
B. Concurrent list
C. State List
D. A and C
Q24. Which of the following agencies was set up to promote new technological inputs in rural sector?
A. CAPART
B. HUDCO
C. SIDBI
D. IDBI
Q25. The Banks with a net NPA ratio above 12 percent fall into the category
A. 1
B. 2
C. 5
D. 3
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